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Australians are reducing personal debt and that's good news

Australians are continuing to pay down their personal debt while increasing their lending against property and other assets.

Having less personal debt gives you additional cash while borrowings against assets like property is all about cash in the long term.

Sometimes personal debt can be a trap as paying off a large personal debt leaves you with less available cash but paying it off slowly can give you freedom.

If you need any help with deciding on your priorities, give me a call and we can work on a plan together.