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First Home Buyers are back in the property market!

Data from July 2017 shows an increase in First Home Buyers' loans. Previously First Home Buyers were below 13% of the market but surged to 16.6% last month. This is the highest level in four years. Incentives like reduced stamp duty have increased First Home Buyers' loans in Victoria. It will be interesting to watch this effect further.

Investment loans are decreasing which has been the effect of the Bank's regulator APRA decreeing that lenders had to reduce the amount of investment lending within the market and the amount reduces even further for those who are holding interest only loans.

This effect has brought back stability to the market according to a Jason Murphy in a news.com.au article.

As always, it's your individual situation that I'm most interested in...see me anytime :)